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Credigy purchased the debt and i sent them a letter of validation to make sure they own the debt. i know i would be offered settlements and etc downt he road after being late and was wondering if its going to hurt my credit score even more. Can someone please tell me if the debt has been prop.Helo, does anyone know what to do if a pay for delete deal was made and the debt is not erased form credit files? thanksappreciated!i need all info that pertains to wage garnishments through Nation wide recovery,for hospital billsI just wanted to start by thanking and telling everyone who has provided free information... The car was andquot;stolenandquot; and was later found in a storage yard. I recently had a $3,000 credit card charged off. I have about 30k in credit card debt and the lady from the hope hot line was telling me to stop paying my credit cards. The facility was going to charge me over $800 to release to automobile..Can a credit union change a status on a loan? I had a car loan with them having a lien on it... I also asked for a copy of the original contract i signed and my payment history which they have failed to provide me with. I signed up for the obama help homeowners plan, got accepted for 3 months and i am in the proccess of getting help from my motgage for a loan modification. Long story short, i had the car loan which is now an unsecured loan over $8k.. In the state of Oregon can the bank garrnish my husbands disability pension? If so what percentage. They responded with just basic info such as original creditor and amount of debt. I