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Hi folks, what would you guys recommend? some cards with cashback feature is great Anyone is using Discover, Citi, or Amex? Which is the best?I have never got a payday loan..I recall them,and they em. I haven't been awarded or summoned to go to court, however, I have received a Scheduling notice from the NAF.Have you settled with these companies? What did you settle for and how long did it take?Will you please let me know how settling credit card debt impacted your credit score....now 12 years ago.but after i got divorced,1992.I have been try ing to get a loan,for medcail and payoff credit cards, but get decline of teletrack. The attorney told me not to worry about them in court if I can't file in time.Hello, I have a question. The debt collector suing me are a bunch of idiots and the lawyer they use is the same.and told them about this, and they were going to send me,the report. He told me it would be about $950 for attorney fees and then the filing fees.. Hopefully I can get a waiver for the filing fees and that will cut the cost down. I have call teletrack.my exwife had use my information,and got some payday loans,and now that she has passaway.now its been amost two weeks and stil nothing....I talked to an attorney today. Can I still settle my debt before they award it to me? Thanks. He said it is not a problem and they will just mark it as disputed. I told him I am dealing with one in court now and I have denied the debt..something